💡 A rigid financial plan breaks the moment something changes.
The reason for this is that when we're very strict with our plan and don't leave room for change, it simply won't work for us, or it will be very hard for us to stick with it and keep going.
On the other hand, if we have a flexible plan - one that reshapes itself as needed, like slime - it will simply be more comfortable for us and last much longer.
For example: If you planned to save ₪20 a week, but this week you got a gift of money from an aunt who came to visit, you could save more, or use the aunt's money for something else.
And if you had a week with an "unexpected expense" - say you wanted to buy candy at the grocery store, but your parents had already bought you some and wouldn't buy more because you finished it all so fast. But they told you that you could buy it with your own pocket money - what could you do? You could save less that week and make it up later.
A flexible plan that adapts itself to reality survives much longer than a rigid plan that breaks the first time something changes.
It's important to always think about our reality when we use money In our reality, there are a lot of things that don't always happen the way we want, or things suddenly happen that we didn't think about - "Murphy's Law."
*Murphy's Law - a law named after development engineer Edward Murphy, which says that whatever can go wrong, will go wrong, and usually at the most unexpected moment.
So when things are bound to happen to us in everyday life, it's worth preparing ourselves for them too, and setting money aside exactly for these times when unexpected things happen.
Why is it worth doing this?
So that we can allow ourselves budget flexibility and not feel stressed, because we're drifting a little from our goal.
On the contrary, when we prepare in advance for unexpected things too, we handle our money better.
Flexibility with our money creates more money for us in the long run, and a lot more peace of mind in managing it correctly and responsibly.